LENDING OPERATIONS AUTOMATION
Automate Lending Operations
from application to LOS.
Clean files move straight through.
Underwriters see only the cases that need them.
CAPABILITIES
From application form
to credit decision.
Application Intake
Portal, email or API,
all in one queue.
Verification
KYC, income, and bank documents
checked against the application.
Rules & Decisioning
Your eligibility and credit policy,
applied the same way every time.
LOS Updates
Decisions and documents
written back to your LOS.
CONFIGURABLE WORKFLOWS
Routine cases go straight through (STP).
Exceptions follow your rules.
Nico Orchestration | STP
Nico Orchestration | Exception
RULES
₹
Loan > ₹25L?
Conditional branch
NO YES
AUTO ROUTE
Auto-process
Under threshold
HUMAN REVIEW
Underwriter Review
Above threshold
ACTION
Create LOS transaction
Post to LOS - Write record
RULES
₹
Loan > ₹25L?
Conditional branch
NO YES
AUTO ROUTE
Auto-process
Under threshold
HUMAN REVIEW
Underwriter Review
Above threshold
ACTION
Create LOS transaction
Post to LOS - Write record